Investment guide blog

Archive for October, 2009

When Looking At Diversification Of A Mutual Fund Portfolio, How Many Mutual Funds Should I Be Buying Into?

10.27.2009 · Posted in mutual funds
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I am 24 years old and looking at my future investments in my Roth IRA. Right now I own shares of 3 separate mutual funds, divided equally by initial monetary investment. Ratings below are from Morningstar. -FDFFX: Fidelity Independence, a 3-star rated Large Growth Fund. -FICDX: Fidelity Canada, a 5-star rated Foreign Large Blend Fund. -HIINX: Harbor International, ...

If I'm 45 And My Investment Strategy Is Semi-aggressive, How Do I Rebalance My 401k For Current Times?

10.27.2009 · Posted in Investments

I’ve read up on some advice to rebalance the retirement stocks and funds, but the article doesn’t say how to do it for say a semi-aggressive strategy. What types of stocks do you suggest (large cap, international, etc) and what rough %’s do you suggest? Thanks! ...

Is The "buy And Hold" Theory Of Owning Mutual Funds For Retirement Savings Now Defunct?

10.26.2009 · Posted in mutual funds

The “buy and hold” folks have for many years said that the stock market averages a 7% return annually, and to keep investing in a diversified portfolio of mutual funds representing stocks and some bonds. But many investors following this strategy lost 30 – 45% of their retirement portfolio value in the last six ...